Financial Planner - Business Planner - Wealth Manager - Independent Angel Investor

Melvin Honda CLU ChFC and his Team are Financial Planners and Business Planners.  They provide Business Succession and Executive Benefit as well as Employee Benefits and Retention Planning.  The team is based in San Jose and operates within MassMutual Northern California.  They offer their clientele a diverse platform of services:

Comprehensive Financial Planning:  The plans we deliver are dynamic and custom built to match each client's unique needs and analysis.  We work with our clients to carefully craft each plan with the end result in mind.  For some, that means peace of mind that they will be financially secure in retirement.  For others, the confidence that their children will be able to attend college.  And, for business owners, the assurance that they will be able to maximize their business profits using tax efficient tools and strategies.*  A comprehensive financial plan addresses the following areas:

 

  • Cash Flow Strategies
  • Reduction of Taxes
  • Legacy Planning / Wealth Transfer
  • Estate Planning Solutions
  • Early Retirement / Saving for Retirement
  • Risk Management
  • Ownership & Beneficiary Strategies for Tax Planning






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Financial planning can bring structure and organization to any financial situation, no matter how unique or complex.  While developing your plan, we usually consult with your other advisors (CPA, attorney, etc.).  If financial planning sounds like something you would like to learn more about, contact a member of our team or schedule a complimentary consultation today to have your situation reviewed.

 

 

 

In addition to financial planning, they offer the following services:

 

 

Wealth Management Services:

 

 

 

  • Asset Management
  • Wealth Accumulation
  • Wealth Distribution
  • Risk Mitigation
  • Asset Protection Strategies






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Estate Planning:

 

 

 

 

  • Wealth Accumulation
  • Wealth Protection & Risk Mitigation
  • Estate Distribution
  • Charitable Giving






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College Education Planning:

 

 

 

 

  • Planning for Your Dependent with Special Needs (Center for Special Needs Planning)
  • Goal Forecasting
  • Industry Knowledge & Advice






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Business Planning:

 

 

 

 

  • Business Succession Planning
  • Qualified Plans
  • Income Protection Plans
  • Employee Benefits
  • Executive Benefits






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Estate Planning:

 

 

 

 

  • Estate Planning Advisory Services
  • Charitable Giving Advisory Services
  • Referrals to trusted Attorneys, CPAs, Private Fiduciaries & Trust Services






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The Team also offer the following Educational Workshops to Businesses & Groups:

 

 

 

 

  • PlanSmart Workshops
  • Retirewise - 4 Session Retirement Planning
  • Saving for College
  • Caring for Special Needs Dependents
  • Estate Planning
  • and additional Workshops based upon your needs






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*MassMutual does not provide tax or legal advice. Please consult your tax advisor or attorney for such guidance.